Find the right mortgage for you
There are many types of home mortgages on the market and choosing the best one can be tricky. Brazos National Bank is here to take the guesswork out of determining which mortgage is right for you. Mortgage Products include:
Conventional Products:
Loan Amounts up to $726200.00 with affordable rates.
FHA Products:
Minimal out-of-pocket amount for down payment, and exceptional rates and terms. A great option for the first time homebuyer or those with lower credit scores. Brazos National Bank also offers FHA purchase loans that include repair escrows for properties that require a little TLC after closing.
VA Products:
For borrowers with VA eligibility, this product offers up to 100% financing at very competitive rates.
USDA:
This mortgage product offers 100% financing for borrowers that meet the maximum income levels as offered by the USDA in communities with populations of 10,000 or less. An excellent option in qualifying communities.
Portfolio Products:
Brazos National Bank offers highly qualified borrowers a mortgage program that would allow for financing 100% of the purchase price plus renovations on primary residence and qualifying investment property.